Available to HSBC Premier customers only. All customers are required to follow 2 meter physical distancing and wear a face covering. Find out the results from one of the largest global independent survey of expats. If you choose annual interest, we'll pay it on the anniversary of your account being opened. To open a Regular Saver account, you must have one of these HSBC current accounts: Please note, we only allow one Regular Saver per customer. Balance Rate Interest Rate HSBC Premier Standard Rate 0.05% AER/tax free Loyalty Rate 0.20% AER/tax free Other Current Accounts Standard Rate 0.05% AER/tax free Loyalty Rate 0.10% AER/tax free Interest is calculated daily and credited to the account monthly. This shows you what the gross rate would be if interest were paid and compounded each year. Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). We’ll write to you to confirm the interest rate and maturity date within 2 working days of the reinvestment. Please only visit our branches if your need is critical and you’re unable to do what you need to using our telephone, online or mobile banking services. once opened you can view your balance via online banking. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. A Loyalty rate applies for 12 months from the date of each payment into your ISA. There is no cancellation period. Lloyds Banking Group has appointed the head of HSBC’s high street banking division as its next chief executive. We do not deduct tax from any interest paid to you. Discover how HSBC Private banking provides business owners, principals and their families with the capabilities to grow, manage and preserve their wealth for the future. All customers visiting our Jersey branches are required to follow physical distancing measures by keeping at least 2 metres apart and to wear a face covering (visit gov.je for information). Choose to save for a fixed term of 3 months, 6 months or 1 year. We can provide a mask if you don't have one, but you won’t be served if you refuse to wear one without a valid government exemption (visit gov.je for information). For savings accounts available to new and existing applicants: For Personal and Non-Personal clients of Barclays Bank PLC in London, Guernsey, Isle of Man and Jersey [PDF, 197KB] For Personal Clients of Barclays Bank PLC resident in Guernsey, Isle of Man and Jersey only [PDF, 196KB] For Non-Personal Clients of Barclays Bank Ireland PLC [PDF, 158KB] You can't withdraw part of the money. Interest rate and APRC: 4.99% Interest rate 5.3% APRC* Processing Fees - €40. Choose a term, deposit a minimum of £2,000 into your Fixed Rate Saver and earn interest at a great fixed rate. Gain a unique insight into how expat life differs across the globe. Five Oaks and St Brelade branches are closed temporarily. Find out the results from one of the largest global independent survey of expats. Information correct as at 19 November 2020. Gross is the rate of interest if interest were paid and not compounded each year. Gross is the rate of interest if interest were paid and not compounded each year.. Bonus interest in any month you don't make a withdrawal. We have 3 ways for you to choose from – online, telephone or branch. Interest Rates (PDF, 410KB) HSBC Tariff and Charges (PDF, 10MB) Foreign Exchange Board Rates (PDF, 125KB) Your eligible deposits with HSBC Bank plc are protected up to the limit of your local Compensation Scheme. The interest is paid directly into your HSBC current or savings account - the same one you used to pay in your initial deposit. AER stands for Annual Equivalent Rate.This shows you what the gross rate would be if interest were paid and compounded each year. King Street branch is open Monday to Friday for all non-cash essential services. HSBC Bank A.Ş. Definitions. Interest rates fixed and paid monthly, annually or on maturity depending on the term. For the purpose of these calculations, it is assumed: Deposits of £50,000 or over: You can't close the product or withdraw any money until the end of your fixed rate period. Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Changes in the exchange rate may increase the sterling equivalent of your debt. The interest rate on your mortgage doesn’t change for a set period of time - when this ends you switch to our Follow on Rate 1; The interest rates on Bridging Finance from HSBC vary depending on the amount you borrow, the term of the loan agreement and promotional offers HSBC have from time to time. The interest rate depends on the amount you deposit and the length of the term. The changes mean HSBC UK’s residential SVR will reduce from 3.69% to 3.54%. The Bank of England should carefully consider whether negative interest rates would have the outcomes hoped for, a senior HSBC bank executive … Tax-free means free from UK Income Tax and Capital Gains Tax.. ISA stands for Individual Savings Account.. All rates are variable unless otherwise indicated. If the deposit is under £50,000, you can close the account early for a fee of 90 days' interest. We offer tiered rates of interest depending on deposit and term. All customers are required to follow 2 meter physical distancing and wear a face covering. We're here to help you. Before applying, please take the time to read the following documents. Anyone eligible to open a Fixed Rate Saver may also open an account in branch on behalf of a child, providing the child is at least seven years of age. AER stands for Annual Equivalent Rate. You can deposit anything from £2,000. If the deposit is £50,000 or over, you can't close your account or withdraw any money until the end of the deposit term. Bear in mind that you may get back less than you invested, depending on when you make the withdrawal. You choose a deposit term for your Fixed Rate Saver. King Street branch is open Monday to Friday for all non-cash essential services. Find the answers and while you're at it, tell us how we could do better. Once you've received your security details, you'll be able to apply for and manage your account online. Simply log on, go to Products & Services and select Apply for a Savings account. Our website doesn't support your browser so please upgrade. The interest is paid directly into your HSBC current or savings account - the same one you used to pay in your initial deposit. There is no cancellation period with this account. As the rate is fixed in advance, you know exactly how much interest you will earn by the end of the term. How to reinvest in a Fixed Rate Saver Bond. You may have to pay an early repayment charge to your existing lender if you remortgage. This account is exclusively opened and managed online, Earn more interest in months when you don't make any withdrawals, Transfer funds in real time to or from your HSBC Premier Current Account. Although we cover a range of products that we update periodically, please confirm the precise terms and interest rates of the product with the relevant bank. Once your account is open, you can manage it in branch and online. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. A range of savings accounts to meet your needs, Interest rates fixed and paid after 12 months. Make your money work hard for you and know exactly what you’ll get. Find out the results from one of the largest global independent survey of expats. Halkett Street branch is open for cash services only. 1 Interest rates are set on the basis of our assessment of your financial status. Set up savings for a child. Halkett Street branch is open for cash services only. If you were moving abroad, what would you want to know? HSBC Bank plc, is registered in England and Wales number 14259. Calls to 0800 numbers are chargeable from most mobile operators. Interest for the calendar months you don't make a withdrawal, For any calendar month during which you make a withdrawal. At the end of the fixed rate period your account will be closed and your funds and interest paid into the account they came from unless you have asked us to reinvest some/all of your funds. Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. Find the answers and while you're at it, tell us how we could do better. Currently, mortgage interest rates available for a Guernsey mortgage are similar to those in the UK. Simply contact your Premier Relationship Manager or call our contact centre on: You can apply for this account by visiting one of our branches. Deposit at least £25 a month. Whether you're a parent, relative or friend, you can save for a child that's special to you. HSBC UK is further reducing its variable rate mortgages. However if you do not save £250 in any given month you can carry over any unused subscription to following months, No partial withdrawals allowed during the 12 month period. The money is locked away for the whole of the term. Five Oaks and St Brelade branches are closed temporarily. Find out more about how our savings accounts can help you reach your goals: Save up to £3,000 at a fixed rate of interest for 12 months. Gross is the rate of interest if interest were paid and not compounded each year.. The bank reported profits of 4.3 billion US dollars (£3.2 billion) in the half year to June 30, down from 12.4 … Interest is charged on an incremental monthly basis. You’ll need to bring identification and proof of your address. reserves the right to change the interest rates at any time without prior notice. When compared to a typical Standard Variable Rate of 3.54% and monthly payments of £1,233.59, you could save up to £270 per month. largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD which is authorised and regulated by the Financial Conduct Authority. If you don't have an HSBC Premier Account, please see below for details about opening one. 3 Once a loan is taken, the rate is fixed for the duration of the loan. Our current standard variable rate for residential mortgages (which is referred to either as the HSBC Variable Rate or the HSBC Standard Variable Rate) is 3.54% and for Buy to Let mortgages (which is referred to as either the HSBC Buy to Let Variable Rate or as the HSBC Standard Variable Buy to Let Rate) is 4.60%, effective from 1st April 2020. Interest is calculated daily and credited either monthly or annually. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us - and the material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Get in touch today. Please only visit our branches if your need is critical and you’re unable to do what you need to using our telephone, online or mobile banking services. AER stands for Annual Equivalent Rate. Fixed term of 1 year are available. HSBC Current Account customers can book an appointment to apply in branch by calling  03456 00 61 61. US$ ( dollars ),EURO ( euros ),£ST ( LST pounds ). If you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. AER (Annual Equivalent Rate): This is a notional rate which illustrates what the gross rate would be if interest were paid and compounded each year. Which rate you can secure depends on a number of details, many of which are personal to you. Please read the important product information and check eligibility before you apply. Your rate is fixed for the deposit term. 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